Frequently Asked Questions About Ent Credit Union Routing Numbers
Why does Ent Credit Union only operate in Colorado?
Ent Credit Union was founded in 1957 specifically to serve military and civilian personnel at Ent Air Force Base (now the U.S. Olympic Training Center) in Colorado Springs. As a community-chartered credit union, Ent focuses on serving residents, businesses, and organizations within its designated service area of 21 Colorado counties along the Front Range. This local focus allows Ent to provide personalized service, maintain strong community connections, and return value to members through better rates and lower fees. With nearly $10 billion in assets and over 550,000 members, Ent has become Colorado's largest credit union while maintaining its commitment to local service.
How do I receive international wire transfers if Ent Credit Union doesn't have a SWIFT code?
Like many credit unions, Ent Credit Union is not a direct member of the SWIFT network. For international wire transfers, the sending bank must first wire funds to a U.S. intermediary or correspondent bank such as a major institution with SWIFT capabilities. The intermediary bank then forwards the funds domestically to Ent Credit Union using routing number 307070005 via Fedwire. Contact Ent at 1-800-525-9623 to get specific instructions for international wire transfers, as they can provide details about which correspondent banks to use and any additional information needed for successful international transfers.
What are Ent Credit Union's wire transfer fees and cutoff times?
Ent Credit Union charges $25 for outgoing domestic wire transfers and $55 for outgoing international wire transfers. The credit union does not charge fees for incoming wire transfers, which makes receiving payments more affordable. For same-day processing, domestic wire transfer requests must be received by 3:00 PM Mountain Time, while international wire requests must be received by 1:00 PM Mountain Time. Requests received after these cutoff times or on weekends and holidays will be processed the next business day. You can initiate wire transfers through online banking, by visiting any service center, or by contacting a member service representative.
Can I use Ent Credit Union's routing number if I live outside Colorado but work here?
Yes. Ent Credit Union's membership is open to individuals who live, work, worship, or attend school in any of the 21 counties Ent serves. If you work in one of these Colorado counties but live elsewhere, you can become an Ent member and use routing number 307070005 for all your transactions. Additionally, membership is open to military and civilian personnel associated with the Colorado Air National Guard, Colorado Army National Guard, and Buckley Space Force Base. Family members of current Ent members are also eligible to join, regardless of where they live.
Does Ent Credit Union offer free ACH transfers for business accounts?
Ent Credit Union provides ACH origination services for business members through its online banking platform. Unlike wire transfers which have per-transaction fees, ACH transfers are typically more cost-effective for businesses making regular payments. Ent's business ACH service allows you to transmit credits for direct deposit of payroll, vendor payments, and other credit entries. Transaction limits are customized to your business needs, and the service includes security features to prevent fraud. Contact Ent's business banking team at 1-800-525-9623 to learn about specific ACH fees and features for your business account.
