Security and Payment Data Protection

Trusted by 10,000+ industrial small businesses

Pay and get paid without revealing
card or bank details

Nickel safely moves your money through FDIC-insured and protected accounts. You never share bank details directly with customers or vendors, eliminating fraud risk and compliance burdens

Before

After

How we move your money

Nickel doesn't work with payments middlemen. We work directly with sponsor banks to move money, making payments faster, cheaper and safer

Route every payment through secure, FDIC insured accounts

Nickel first moves funds into a secure holding account before sending them to you or your vendors. This extra step protects your money, prevents fraud, and simplifies dispute resolution.

Your funds are yours. Always

Funds are held in your name and belong to you at all times. You always have full control, security and ownership over your money

Eliminate the middlemen for safer and better payments

Nickel works directly with sponsor banks, cutting out the middlemen. You get bank grade security, faster payments and lower costs

Stress tested by leading organizations

PCI standards

We uphold PCI compliance to keep your cards and accounts secure at all times

SOC 2 compliance

We follow strict security standards and are audited quarter to meet SOC 2 requirements

Encryption & tokenization

We use strong industry protocols to encrypt and tokenize your data to keep it protected

How we protect your accounts

Keep your account safe with team permissions, payment approvals, and 24/7 monitoring.

Let your team manage payments without direct bank access

Invite your team to handle invoices and bills through Nickel. Set strict user permissions, so they can help without ever needing direct access to your bank account

Require approval before money leaves your account

Set up approval rules in Nickel. Payments only leave your account after explicit approval, giving you complete oversight and control

Around the clock account monitoring

Nickel’s expert fraud detection team uses advanced tools to monitor your account around the clock, instantly spotting and stopping suspicious activities

4.9 Rating

See all G2 reviews ->

Don't just take our word for it

See why 10,000+ small business owners trust Nickel.

Absolute Gamechanger

Impeccable product, run by better people

Nickel's online payments platform is A+

Great alternative to Quickbooks Pay with Free ACH

Best payments platform for small businesses

We've been with Nickel since day one and I firmly believe that they have the best payments solution for the construction industry. It makes payments between our business, vendors and customers so much easier and faster