Huntington Bank Routing Number

Frequently Asked Questions About Huntington Bank Routing Numbers

Why does Huntington Bank only have one routing number?

Huntington Bank operates with a centralized routing structure that uses a single routing number (044000024) for all customers across its 11-state service region. This approach simplifies banking operations and reduces confusion for customers who move between states or manage accounts in multiple locations. Unlike larger national banks that may use different routing numbers based on where accounts were opened, Huntington streamlined its system to provide a consistent experience. The bank operates over 1,000 branches primarily in the Midwest and maintains this unified routing number for all ACH transfers, wire transfers, and direct deposits.

Can I use the Huntington routing number if I opened my account in a different state?

Yes. Huntington uses routing number 044000024 for all customers regardless of which state you opened your account in. Whether you started your account in Ohio, Michigan, Pennsylvania, Illinois, Indiana, Kentucky, West Virginia, Wisconsin, Minnesota, Colorado, or Florida, you'll always use the same routing number. This remains true even if you move to a different state within Huntington's service area or relocate outside of it while keeping your account open.

What's the difference between ACH and wire routing numbers at Huntington Bank?

At Huntington Bank, there is no difference. The bank uses the same routing number (044000024) for both ACH transfers and wire transfers, including domestic and international wires. This includes direct deposits, bill payments, external transfers, and all types of electronic payments. For international wire transfers, you'll also need to provide Huntington's SWIFT code (HUNTUS33) along with the routing number.

What are Huntington Bank's wire transfer cutoff times?

Huntington Bank has specific cutoff times that vary by transaction type. For domestic wire transfers initiated online or by phone, the cutoff is 6:15 PM Eastern Time. For all other domestic and international outgoing wire transfers, including federal tax payments, the cutoff is 4:30 PM Eastern Time. Incoming domestic wire transfers received before 6:40 PM ET receive same-day credit. Requests submitted after these cutoff times will be processed the next business day. Always initiate time-sensitive transfers well before the deadline.

What happened to my TCF Bank routing number?

TCF Bank merged with Huntington Bank, and all TCF customer accounts were converted to Huntington. If you were a TCF Bank customer, your routing number changed to 044000024. You need to update all automatic payments, direct deposits, bill pay arrangements, and any saved payment information with your new Huntington routing number. Check your Huntington online banking or mobile app to confirm your current routing information and ensure all your recurring transactions are updated to avoid payment failures or delays.

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