Rockland Trust Routing Number

Frequently Asked Questions About Rockland Trust Routing Numbers

What is Rockland Trust and why does it only have one routing number?

Rockland Trust is a full-service commercial bank headquartered in Rockland, Massachusetts, and is the sole bank subsidiary of Independent Bank Corp. (NASDAQ: INDB). Founded in 1907 by a group of local business owners, Rockland Trust has over 115 years of history serving Massachusetts communities. The bank operates with over 150 branches across Massachusetts, New Hampshire, and Rhode Island, and has been recognized as the #1 bank in Massachusetts by Forbes (2024) and as one of the "Top Places to Work" in Massachusetts for 16 consecutive years by The Boston Globe. Rockland Trust uses a single routing number (011304478) across all locations to simplify banking operations and provide consistent service throughout New England.

I was an Enterprise Bank customer - what routing number do I use now?

If you were an Enterprise Bank customer before the 2023 merger with Rockland Trust, your account has been converted to use Rockland Trust's routing number: 011304478. Your automatic payments and direct deposits should continue without interruption, as Rockland Trust sends automatic notifications to companies and employers updating the routing number. However, if you receive a paper check during the transition, you may need to provide your employer or payment provider with the new Rockland Trust routing number (011304478).

What's the difference between ACH and wire routing numbers at Rockland Trust?

Rockland Trust uses the same routing number (011304478) for both ACH transfers and wire transfers. This makes setting up payments simple since you don't need to remember different numbers for different transaction types. For domestic wire transfers, use 011304478. For international wire transfers, you'll need both the routing number (011304478) and Rockland Trust's SWIFT code (RTCOUS33). ACH transfers are typically free and take 1-3 business days, while wire transfers are faster but may involve fees.

How do I send or receive an international wire transfer with Rockland Trust?

To receive an international wire transfer to your Rockland Trust account, provide the sender with: Rockland Trust's SWIFT code (RTCOUS33), the routing number (011304478), the bank's address (288 Union Street, Rockland, MA 02370), your account number, and your name exactly as it appears on your account. To send an international wire transfer, you can initiate the transfer through Rockland Trust Online Banking, Mobile Banking, or by visiting a branch. Rockland Trust emphasizes that sending wires in foreign currency (instead of U.S. dollars) is the most cost-effective and efficient method for international transfers, typically resulting in faster processing and lower fees.

Does Rockland Trust charge fees for wire transfers?

While Rockland Trust doesn't publicly disclose all wire transfer fees on their website, typical fees for banks of similar size range from $15-30 for outgoing domestic wires and $5-75 for international wires. Incoming domestic wire transfers may be free or have a nominal fee, while incoming international wires typically have a fee. For specific fee information related to your account, contact Rockland Trust's Customer Information Center at 508-732-7072 or check your account agreement. Online transfers through Rockland Trust Online Banking may have different fees than in-branch wire transfers.