Frequently Asked Questions About SouthState Bank Routing Numbers
Why does SouthState Bank use only one routing number across multiple states?
SouthState Bank maintains a single routing number (063114030) as part of its operational consolidation strategy following the 2020 merger with CenterState Bank. When banks merge or expand through acquisitions, they can choose to maintain separate routing numbers for each region or consolidate under one number. SouthState chose consolidation, which simplifies banking for customers who move between states or operate businesses across multiple markets. This approach reduces payment errors, streamlines direct deposit setups, and makes it easier for customers to remember their routing number regardless of location.
What's the difference between SouthState's routing number and SWIFT code?
The routing number (063114030) is used for domestic transactions within the United States, including ACH transfers, wire transfers, direct deposits, and bill payments. The SWIFT code (CSBKUS33) is used specifically for international wire transfers to identify SouthState Bank in the global banking network. When receiving an international wire, you'll need to provide both the routing number and the SWIFT code. When sending a domestic payment, you only need the routing number. Think of the routing number as your domestic address and the SWIFT code as your international address.
Can I use the same routing number if I opened my account in South Carolina but now live in Texas?
Yes. SouthState Bank's routing number 063114030 works universally regardless of where you originally opened your account or where you currently live. Whether you opened your account at a branch in Columbia, South Carolina, or a branch in Dallas, Texas (following the 2025 acquisition), the routing number remains the same. This makes it easy to maintain your SouthState accounts even if you relocate to a different state, as you won't need to update your routing information with employers, billers, or other financial institutions.
What are SouthState Bank's wire transfer fees and cutoff times?
SouthState Bank charges $15 for incoming wire transfers (both domestic and international). Outgoing wire fees vary based on whether you initiate the wire through online banking or at a branch - contact SouthState at 1-800-277-2175 for current outgoing wire fees. The cutoff times are: 6:00 PM ET for domestic outgoing wires, 4:00 PM ET for international outgoing consumer wires, and 5:00 PM ET for international outgoing business wires. Wire requests received after these cutoff times will be processed the next business day. These competitive cutoff times give you more flexibility compared to many banks that have earlier deadlines.
Does SouthState Bank have different routing numbers for former CenterState Bank or Atlantic Capital Bank customers?
No. Following SouthState's acquisitions and mergers, all accounts have been consolidated under the single routing number 063114030. If you were previously a customer of CenterState Bank (merged in 2020), Atlantic Capital Bank (acquired in 2022), Park Sterling Bank, or Independent Bank Group (acquired in 2025), your routing number is now 063114030. Any old checks showing previous routing numbers should be replaced, though the bank typically allows a transition period. Contact SouthState at 1-800-277-2175 to order new checks or confirm your routing information.
