Truist Routing Number: Complete Guide for BB&T and SunTrust Accounts

Find your Truist routing number for ACH transfers, wire transfers, and direct deposits. Includes legacy BB&T and SunTrust routing numbers by state.

Wire Transfer (Domestic)

061000104

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Wire Transfer (International)

061000104

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ACH Transfer

061000104

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Swift Code

BRBTUS33XXX

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ACH routing numbers vary by state. See state-specific numbers below.

This is an informational resource from Nickel Payments

We are not affiliated with Truist. Nickel supports secure transfers from Truist and thousands of other banks. For official Truist support, contact them directly.

Truist Routing Numbers by State

Truist Bank was formed in December 2019 from the merger of BB&T and SunTrust Banks. While Truist uses 061000104 as its primary routing number for most transactions, many accounts opened with BB&T before the merger still use state-specific legacy routing numbers. All former SunTrust accounts use 061000104.

Primary Routing Number (Most Accounts): 061000104

This is Truist's main routing number and works for:

- All wire transfers (domestic and international)

- All former SunTrust Bank accounts

- New Truist accounts opened after the 2019 merger

- Most ACH transfers and direct deposits

Legacy BB&T Routing Numbers by State:

If your account was originally opened with BB&T before the merger, you may still use one of these state-specific routing numbers:

Southeast Region:

Alabama: 062000019
Florida: 063114415
Georgia: 061100606
Kentucky: 064207195
Maryland: 052000113
North Carolina: 053100300
South Carolina: 053200983
Tennessee: 064203176
Virginia: 051403164
Washington DC: 054001547
West Virginia: 051503394

Northeast Region:

Pennsylvania: 031000503
New Jersey: 036001808

Important Notes for BB&T Legacy Accounts:

Even if your account originally came from BB&T, you can safely use 061000104 for most transactions. However, if you have automatic payments, direct deposits, or recurring transfers set up with your old BB&T routing number, those will continue to work. You don't need to update them unless you want to.

For wire transfers specifically, always use 061000104 regardless of whether your account came from BB&T or SunTrust, as this is Truist's universal wire routing number.

All Former SunTrust Accounts:

All SunTrust accounts transitioned to the 061000104 routing number after the merger. If you had a SunTrust account, this is your routing number for all transaction types.

How to Verify Your Routing Number:

- Check the bottom left corner of your checks - your routing number is the first 9 digits

- Log into Truist online banking or mobile app and view account details

- Look at your bank statements - the routing number is usually listed

- Call Truist customer service at 1-844-487-8478 for confirmation

Important Information

Everything you need to know before making a transfer

Avoid Common Mistakes

These errors cause most routing number problems

Using a routing number from the wrong state
Mixing up ACH and wire routing number
Entering your account number instead of routing number
Using an old routing number after a bank merger
Not updating routing number after moving states and opening a new account

Processing Times

Wire transfers: Same business day
ACH transfers: 1-3 business days
International wires: 3-5 business days

Security Tips

Routing numbers are public and safe to share
Never share your full account number publicly
Verify recipient details before sending money

Transaction Limits

Wire transfer limits vary by account type
ACH transfers may have daily limits
Contact bank for specific limit information

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How to Find Your Truist Bank Routing Number

Multiple ways to locate your Truist Bank routing number quickly

On Your Check

The routing number is the first 9 digits on the bottom left of your check, before your account number.

Online Banking

Log into your Truist online banking and navigate to Account Details to view your routing number

Mobile App

Open the Truist mobile app, select your account, and tap on Account Details to find your routing number.

Bank Statement

Your routing number is printed on your monthly bank statement, usually near your account information.

Contact Bank

Call Truist customer service at 1-844-487-8478 for assistance finding your routing number.

Frequently Asked Questions About Truist Routing Numbers

What happened to my BB&T or SunTrust routing number after the merger?

When BB&T and SunTrust merged in December 2019 to form Truist, the banks adopted 061000104 as the primary routing number. All former SunTrust accounts automatically transitioned to this routing number. However, many BB&T accounts retained their original state-specific routing numbers to avoid disrupting existing automatic payments and direct deposits. Both numbers work - you can continue using your old BB&T routing number, or you can switch to 061000104. For wire transfers, everyone should use 061000104 regardless of which legacy bank their account came from.

Can I use 061000104 even if my account came from BB&T?

Yes, absolutely. While some legacy BB&T accounts still have state-specific routing numbers on their checks and in their account details, 061000104 works for all Truist accounts regardless of origin. Truist designed the system this way to simplify banking for merged customers. If you're setting up new payments or direct deposits and want to use a single routing number that works everywhere, use 061000104. Your old BB&T routing number will continue to work as well, so you don't need to update existing automatic payments unless you prefer to.

Do I need different routing numbers for wire transfers versus ACH transfers?

For most Truist accounts, you can use 061000104 for both wire transfers and ACH transfers. This is Truist's universal routing number and works for all transaction types. However, if you have a legacy BB&T account with a state-specific routing number, that number works for ACH transfers and direct deposits. For wire transfers specifically, always use 061000104 - this is Truist's designated wire routing number and ensures your wire processes correctly and quickly.

Which SWIFT code should I use for international transfers?

Truist uses two SWIFT codes depending on your account's origin. If your account came from BB&T, use BRBTUS33XXX. If your account came from SunTrust, use SNTRUS3AXXX. Both codes work for international wire transfers, but using the one that matches your account origin may help avoid processing delays. If you're unsure which code to use, contact Truist customer service at 1-844-487-8478 or check your online banking account details. The SWIFT code should be listed alongside your account information.

How do I set up direct deposit with my Truist account?

To set up direct deposit, provide your employer or benefits provider with Truist's routing number and your account number. If your account came from SunTrust or is a newer Truist account, use routing number 061000104. If your account came from BB&T, you can use either 061000104 or your state-specific BB&T routing number - both work. Your account number can be found on your checks (the middle set of numbers at the bottom) or through Truist online banking. Direct deposits typically begin within 1-2 pay cycles after setup.

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