Routing Numbers
Wells Fargo

Wells Fargo Routing Number

Complete guide to Wells Fargo routing numbers for ACH transfers, wire transfers, and direct deposit setup across all 50 states.

Wire Transfer (Domestic)
121000248
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Wire Transfer (International)
Varies by state
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ACH Transfer
Varies by state
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Swift Code
WFBIUS6S
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ACH routing numbers vary by state. See state-specific numbers below.
This is an informational resource from Nickel Payments

We are not affiliated with Wells Fargo. Nickel supports secure transfers from Wells Fargo and thousands of other banks. For official Wells Fargo support, contact them directly.

Wells Fargo Routing Numbers by State

Wells Fargo uses different routing numbers based on the state where you originally opened your account. Here are the most common routing numbers:

  • California: 121042882
  • Texas: 111900659
  • Florida: 063107513
  • New York: 026012881
  • Illinois: 071101307
  • Pennsylvania: 031000503
  • Ohio: 041215537
  • Georgia: 061000227
  • North Carolina: 053000219‍
  • Michigan: 091101455‍
  • Colorado: 121042882‍
  • Washington: 125008547‍
  • Arizona: 122105278‍
  • Virginia: 051400549‍
  • Massachusetts: 121042882‍
  • Wisconsin: 075911988‍
  • Minnesota: 091000019‍
  • Tennessee: 064003768‍
  • Missouri: 121042882‍
  • Maryland: 055003201

Note: Some states share the same routing number due to Wells Fargo's acquisition history and regional banking structure.

Important Information

Everything you need to know before making a transfer

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Avoid Common Mistakes

These errors cause most routing number problems
  1. Using a routing number from the wrong state
  2. Mixing up ACH and wire routing number
  3. Entering your account number instead of routing number
  4. Using an old routing number after a bank merger
  5. Not updating routing number after moving states and opening a new account
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Processing Times

  • Wire transfers: Same business day
  • ACH transfers: 1-3 business days
  • International wires: 3-5 business days
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Security Tips

  • Routing numbers are public and safe to share
  • Never share your full account number publicly
  • Verify recipient details before sending money
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Transaction Limits

  • Wire transfer limits vary by account type
  • ACH transfers may have daily limits
  • Contact bank for specific limit information

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How to Find Your Wells Fargo Bank Routing Number

Multiple ways to locate your Wells Fargo Bank routing number quickly

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On Your Check

The routing number is the first 9 digits on the bottom left of your check, before your account number.

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Online Banking

Log into your Wells Fargo online banking and navigate to Account Details to view your routing number

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Mobile App

Open the Wells Fargo mobile app, select your account, and tap on Account Details to find your routing number.

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Bank Statement

Your routing number is printed on your monthly bank statement, usually near your account information.

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Contact Bank

Call Wells Fargo customer service at 1-800-869-3557 for assistance finding your routing number.

Frequently Asked Questions About Wells Fargo Routing Numbers

Why does Wells Fargo have so many different routing numbers?
Wells Fargo has grown through acquisitions of regional banks over 170+ years. Rather than consolidating all systems, they maintained separate routing numbers for different states and regions, resulting in over 30 different routing numbers.‍

Can I use any Wells Fargo routing number for my account?
No, you must use the routing number specific to the state where you opened your account. Using the wrong routing number can cause payment delays or rejections.

‍What's the difference between ACH and wire routing numbers at Wells Fargo?
ACH transfers use state-specific routing numbers (like 121042882 for California), while ALL domestic wire transfers use the single routing number 121000248 regardless of your state.

‍How do I know which state my Wells Fargo account was opened in?
Check your account opening documents, call Wells Fargo customer service at 1-800-869-3557, or look at old bank statements which often show the branch location where the account was opened.

‍Can I use Wells Fargo routing numbers for international transfers?
No, international wire transfers require Wells Fargo's SWIFT code WFBIUS6S. Routing numbers only work for domestic U.S. transfers.

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