Wells Fargo Routing Number: Complete State-by-State Guide

Complete guide to Wells Fargo routing numbers for ACH transfers, wire transfers, and direct deposit setup across all 50 states.

Wire Transfer Routing Number: 121000248 (All domestic wires)
Bank Name: Wells Fargo Bank, N.A.
ACH Transfers: Yes (varies by state)
Wire Transfers: Yes (single number for all states)
Direct Deposit: Yes (varies by state)
SWIFT Code: WFBIUS6S (international wires)
Headquarters: San Francisco, California

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Wells Fargo Routing Numbers by State

Wells Fargo uses different routing numbers based on the state where you originally opened your account. Here are the most common routing numbers:

Popular States:

California: 121042882
Texas: 111900659
Florida: 063107513
New York: 026012881
Illinois: 071101307
Pennsylvania: 031000503
Ohio: 041215537
Georgia: 061000227
North Carolina: 053000219‍
Michigan: 091101455

Additional States:

Colorado: 121042882
Washington: 125008547
Arizona: 122105278
Virginia: 051400549
Massachusetts: 121042882
Wisconsin: 075911988
Minnesota: 091000019
Tennessee: 064003768
Missouri: 121042882
Maryland: 055003201

Note: Some states share the same routing number due to Wells Fargo's acquisition history and regional banking structure.

How to Find Your Wells Fargo Routing Number

On Your Check
Look at the bottom left corner of your Wells Fargo check. The routing number is the first set of 9 digits, followed by your account number and check number.
Wells Fargo Mobile App
Log into the Wells Fargo mobile app, select your account, tap "Show more detail," then select "Routing numbers" to view your specific routing number for electronic transfers and direct deposits.
Wells Fargo Online Banking
Sign in to wellsfargo.com, select your account from the dashboard, and view your routing number in the account details section.
Bank Statement
Check your monthly Wells Fargo statement. The routing number is typically printed near your account information, often in the upper corner.
Contact Wells Fargo
Call Wells Fargo customer service at 1-800-869-3557 or visit any branch location. Representatives can provide your routing number after verifying your identity.

Frequently Asked Questions About Wells Fargo Routing Numbers

Why does Wells Fargo have so many different routing numbers?
Wells Fargo has grown through acquisitions of regional banks over 170+ years. Rather than consolidating all systems, they maintained separate routing numbers for different states and regions, resulting in over 30 different routing numbers.‍

Can I use any Wells Fargo routing number for my account?
No, you must use the routing number specific to the state where you opened your account. Using the wrong routing number can cause payment delays or rejections.

‍What's the difference between ACH and wire routing numbers at Wells Fargo?
ACH transfers use state-specific routing numbers (like 121042882 for California), while ALL domestic wire transfers use the single routing number 121000248 regardless of your state.

‍How do I know which state my Wells Fargo account was opened in?
Check your account opening documents, call Wells Fargo customer service at 1-800-869-3557, or look at old bank statements which often show the branch location where the account was opened.

‍Can I use Wells Fargo routing numbers for international transfers?
No, international wire transfers require Wells Fargo's SWIFT code WFBIUS6S. Routing numbers only work for domestic U.S. transfers.

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